Study in the Netherlands: what international students should know
Wondering what it really takes to study in the Netherlands as an international student? This guide gives you practical answers to common questions about visas, health insurance, housing, student life and costs — helping you prepare with confidence, step by step.
What international students can expect when studying in the Netherlands
The Netherlands is one of Europe’s most popular destinations for international students, offering high-quality English-taught education, a diverse and open society, and a well-organised student infrastructure. Each year, over 100,000 students from all over the world choose to study here.
Quality and accessibility
The Netherlands is home to a wide range of internationally recognised universities and applied sciences institutions. Over 2,100 study programmes and courses are taught entirely in English — one of the largest offerings in continental Europe.
Popular universities among international students include the University of Amsterdam, Delft University of Technology (TU Delft), Erasmus University Rotterdam, and Wageningen University & Research.
Frequently chosen study fields include business and economics, engineering, data science, international relations, and environmental sciences.
Recognition and career value
All programmes are NVAO-accredited, meaning degrees are recognised across Europe and often far beyond. Dutch degrees are known for their strong focus on real-world applications, making graduates highly employable internationally.
Affordability and international atmosphere
Compared to the UK or US, studying in the Netherlands is more affordable while maintaining high academic standards. Tuition fees are competitive, and the cost of living is reasonable — although this can vary significantly by city, with places like Amsterdam and Utrecht being more expensive.
Accommodation is often the biggest challenge, with high demand and limited supply in many student cities. Still, the country attracts students from more than 160 countries, creating a truly global and inclusive student experience.
Looking for a place to stay? Check out practical housing tips at studyinnl.org.
Safety and opportunities
The Netherlands ranks among the safest countries in the world and offers a high quality of life. While many students manage to find part-time jobs or internships, non-EU students face restrictions such as needing a work permit and a maximum of 16 working hours per week.
After graduation, students can apply for an Orientation Year permit to stay for up to 12 months to find a job. However, this doesn’t guarantee employment, and competition for English-speaking roles can be high — particularly without Dutch language skills.
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Why study in the Netherlands is a top choice for international students
Student life beyond the classroom
Unlike in many countries, Dutch universities usually do not have large campuses. Instead, student life happens all over the city — in libraries, cafés, student housing, and through organisations like ESN or AIESEC.
This decentralised student life can feel very independent, which suits some students well but may feel isolating for others, especially if you’re used to a close-knit campus environment.
Integrating with local and international peers takes active effort, especially in the beginning. See more at studyinnl.org.
Education style and learning approach
Dutch higher education places a strong emphasis on independence, critical thinking, and collaboration. Expect fewer lectures and more group projects, case studies, and presentations.
Professors are approachable and informal, and students are expected to take responsibility for their learning — something that may feel different depending on your home country’s system.
For students unfamiliar with self-directed study, the Dutch approach can feel challenging at first but also rewarding in the long run.
Living costs and daily expenses
Expect to spend around €1,000 to €1,500 per month, depending on your city and lifestyle. Rent often ranges between €450 and €1,000 — and rooms can be hard to find, especially in major cities.
Some students experience waiting lists or temporary stays in hostels. Groceries are affordable if you cook at home, but dining out is relatively expensive.
Managing daily life
Biking is the most common way to get around, and many cities are designed with cyclists in mind. However, biking in busy cities like Amsterdam can take getting used to.
Most students cook at home to save money, and there are plenty of student discounts on food, museums, and transport — if you know where to look. Most locals speak English well, which makes daily life smoother than in many other non-English-speaking countries.
Still, learning a bit of Dutch goes a long way when dealing with bureaucracy or finding housing.
Want to start learning Dutch? Explore beginner-friendly resources at studyinnl.org.
What to arrange before you move
Apply through Studielink
You’ll need to apply via Studielink, the national Dutch enrolment system. Check programme deadlines carefully: some have limited spots (numerus fixus) with early cut-offs in January, while others accept applications until 1 May.
Residence permit (MVV and VVR)
If you’re from outside the EU/EEA, you’ll need a residence permit. In most cases, your university will apply for this on your behalf. Learn about the process at studyinnl.org.
Scholarships and financial proof
To get a visa, you must prove you can support yourself financially — currently at least €925 per month. The NL Scholarship offers €5,000 for exceptional non-EEA students. Check with your institution for additional options.
Health insurance: don’t skip this
All international students must be insured — and this is not optional. Students from EU countries can use their EHIC, but non-EU/EEA students must arrange private student insurance or Dutch public health insurance depending on their situation.
Not sure which health insurance rules apply to you? Find clear information for international students at government.nl.
Health Insurance by Insure to Study
Insure to Study offers four plans specifically designed for international students. All plans are visa-compliant and include travel insurance, liability cover, and repatriation. Plans are easy to apply for from abroad and come with clear documentation for visa applications.
- The Master Plan+ provides the most comprehensive coverage, including full medical care, mental health support and dental treatment.
- The Master Plan offers strong basic medical coverage for most students.
- The European Plan is intended for students within the EU who also have an EHIC.
- The Basic Plan provides essential non-medical cover for students who already have separate healthcare. What to do after arrival
Register with the municipality
Within five days of arriving, register at your local gemeente (municipality) to receive your BSN number. This is essential for healthcare access, opening a bank account, and receiving your DigiD.
Set up essentials
Get a Dutch SIM card, open a student-friendly bank account, and apply for a personal OV-chipkaart for public transport — you’ll need it to travel by train, bus, tram, and metro.
Apps like 9292 and NS help you plan your journeys and check schedules in real time. Once you receive your BSN (Citizen service number), set up your DigiD (digital ID). This gives you access to Dutch government services like health insurance, student finance, and tax information.
It’s also useful for arranging doctor visits, checking medical records, and updating official documents online.
Find a GP and know where to go for care
Once registered, choose a huisarts (general practitioner). In the Dutch system, the GP is your first point of contact for health issues. In emergencies, dial 112. For non-urgent care outside office hours, visit a huisartsenpost.
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Tips to settle in smoothly
Embrace the culture
The Dutch are known for being direct, organised, and open-minded. Expect punctuality, straightforward communication, and a flat social hierarchy — even professors are usually on a first-name basis.
In cities like Rotterdam and Groningen, you’ll find a strong mix of locals and international students, while in smaller towns like Enschede or Leeuwarden, it may take a bit more effort to adapt.
Learn to ride a bike early, explore local festivals, and try some typical Dutch snacks like stroopwafels or bitterballen — it’s part of the experience.
Handling your student budget
Living costs can vary greatly. In Amsterdam and Utrecht, housing can easily take up over half your monthly budget. Look for rooms in surrounding areas like Diemen (for Amsterdam) or Nieuwegein (for Utrecht).
In cities like Eindhoven or Tilburg, you’ll find better value but often need to act fast to secure a place. Save by meal prepping, shopping at discount supermarkets like Lidl or Aldi, and using the Marktplaats app for second-hand essentials.
Check if your municipality offers local student subsidies or bike repair services.
Build your community
Feeling at home takes more than just attending lectures. Join international student groups but also try local sports clubs or language exchanges — they’re great ways to meet both Dutch and international students.
In cities like Leiden and Maastricht, international associations are very active, while places like Groningen offer strong university-organised social programmes. Don’t hesitate to introduce yourself — Dutch students may not approach you first but are generally friendly once the ice is broken.
FAQ: studying in the Netherlands for international students
Do I need a visa to study in the Netherlands?
Yes, if you’re from outside the EU/EEA. The good news is that in most cases, your university will handle the application for you. This includes both the MVV (entry visa) and the VVR (residence permit).
Just make sure you respond quickly to any documents or payments they request — delays can affect your visa timeline.
How much does it cost to live in the Netherlands as a student?
You’ll typically need between €1,000 and €1,500 per month, depending on your city and lifestyle. This includes rent, groceries, transport, insurance, and leisure. In Amsterdam, for example, it’s common to pay €700–€1,000 for a small room in a shared flat, and competition is intense.
You might need to settle for temporary or less central housing at first. In contrast, in cities like Enschede or Groningen, you can find rooms from €400–€600 with more space and shorter waiting lists.
Planning a budget early — and being flexible with location — helps avoid surprises and makes it easier to manage your finances realistically.
Can I work during my studies?
Yes, but with limits. If you’re from outside the EU/EEA, you can work up to 16 hours per week during the academic year and full-time during the summer — but only with a work permit. EU students don’t need a permit but still must have Dutch health insurance if they work.
Is housing guaranteed?
No. Dutch universities generally do not offer on-campus housing. The market is competitive and varies by city. Start your search early, use your university’s housing service, and be cautious of scams on social media.
If an offer seems too good to be true — like a fully furnished studio in Amsterdam for €400 per month — it probably is. Always use verified housing platforms recommended by your university or official housing agencies and never transfer money before signing a contract or seeing the room (virtually or in person).
Look out for fake listings on Facebook groups and ask your institution for support if you’re unsure.
Do I need to learn Dutch?
Not necessarily — you can survive with English, especially in university cities like Amsterdam, Leiden or Maastricht. But learning Dutch, even just a little, can make your day-to-day life easier and open more opportunities.
Apps like Duolingo or Babbel are good for beginners, while websites like taalhuisamsterdam.nl or dutchgrammar.com offer more in-depth learning. Many universities also offer free or discounted Dutch courses for students.
Try to practise what you learn in shops or with Dutch friends — locals usually appreciate the effort. And if you’re planning to work, even part-time, speaking some Dutch is a real advantage.
Can I stay in the Netherlands after graduation?
Yes. Non-EU/EEA graduates can apply for the Orientation Year (zoekjaar) permit, which allows you to stay for up to 12 months to find a job or start your own business. It’s a great opportunity — but jobs may require some knowledge of Dutch, depending on the sector.
When should I apply for housing?
The earlier the better. Start looking 4–6 months before arrival. Housing platforms recommended by your university are the safest route. If you’re late, be flexible: you may need temporary accommodation for the first few weeks.
Can I bring my partner or family?
Possibly, but there are conditions. You’ll need to show sufficient income and apply for additional residence permits. Not all student visa types allow dependents, so check early with your university’s immigration desk.
Do I need a Dutch bank account?
Yes, especially if you’re planning to stay longer than a few months. Many essential services in the Netherlands — like signing a rental contract, registering for Dutch health insurance, or setting up a mobile phone plan — require a Dutch IBAN.
Most Dutch businesses and organisations only accept payments via iDEAL, which is linked to a Dutch bank account. Opening an account with a local bank such as ING, ABN AMRO, or Bunq is typically straightforward once you have your BSN and proof of address.
It makes rent, tuition, and daily payments much easier, and many services (like mobile phone plans or health insurance) require a Dutch IBAN.
What is DigiD and why do I need it?
DigiD is your digital identity for accessing government services. You’ll need it to file taxes, register for healthcare, or apply for Dutch student benefits.
You can only apply after receiving your BSN (citizen service number), so make sure to register with the municipality soon after arrival.
Do I need Dutch health insurance?
That depends. If you’re from the EU and have an EHIC card, you’re covered for basic care. Non-EU students must get private student insurance unless they start working, in which case Dutch public insurance becomes mandatory.
Insure to Study offers visa-compliant coverage that fits most needs.
Can I travel in Europe with my Dutch student visa?
Yes, with a Dutch residence permit you can travel freely within the Schengen Area for up to 90 days within any 180-day period. Make sure your visa and passport are valid for the duration of your trip.
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