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About Insure To Study

Insure To Study employs specialists with over 25 years of experience in international student insurance, application processes, international claims handling and international tenders for educational programmes.

People working in an office

Responsible Remuneration Policy

Insure To Study is part of the Alpina Group B.V.

At Alpina Group, a customer-focused, sustainable, and ethical way of doing business is central to everything we do. Our remuneration policy fully aligns with these principles and is designed to promote integrity, enhance customer value, and support long-term success.

Learn more about Alpina Group

Objectives

Our remuneration policy aims to:

  • Promote sustainability by rewarding performance that contributes to long-term customer value.

  • Encourage responsible risk-taking, without incentivising reckless decisions.

  • Ensure strict compliance with laws and regulations, in line with societal norms.

  • Guarantee equal pay regardless of gender, age, or background.

  • Attract and retain top talent through competitive market-based compensation.

Who does it apply to?

This policy applies to all employees of Alpina Group, including permanent staff, temporary workers, and contractors.

Fixed and variable remuneration

  • Fixed remuneration forms the foundation of our compensation package. It is based on job responsibilities, experience, and individual performance. Annual benchmarking is conducted to ensure market competitiveness.

  • Variable remuneration is only granted in exceptional cases, for example, to recognise outstanding performance. The maximum bonus is capped at 20% of the fixed annual salary.

Avoiding undue incentives

To prevent conflicts of interest and excessive risk-taking:

  • Performance is assessed using both financial (e.g. contribution to profit) and non-financial criteria (e.g. customer satisfaction and compliance).

  • Strict conditions apply to any bonus payments, including provisions for clawbacks or downward adjustments (malus) where necessary.

Transparency & accountability

The remuneration policy is publicly accessible to both employees and third parties.
It is reviewed and re-approved annually by the management of Alpina Group B.V.
The Compliance department monitors adherence to this policy.

Version: August 2025

Our partners

More about ITS

How does ITS compare to competitors?

Students appreciate ITS for its fast service and clear coverage.
Reviews highlight that claims are handled quickly.
Many students find the insurance affordable and reliable.
Communication is perceived as friendly.
Overall, customer satisfaction is positive.

Is ITS reliable/legitimate?

ITS is part of Alpina Group B.V., a major financial service provider.
We work with accredited insurers and international partners.
Our insurance products comply with laws and regulations.
Kifid offers an independent route for complaints.
So you are partnering with a fully reliable organization.

What is the story behind ITS?

ITS was founded to provide safe and affordable insurance for international students.
With more than 25 years of experience, we know the student sector inside out.
We combine practical expertise with international coverage.
Our goal is to ensure that students can travel without worries.
That’s why we always offer suitable insurance solutions.

What does the name ITS mean?

Insure To Study” literally means being able to study with peace of mind.
The name emphasizes safety and a worry-free stay abroad.
We help students focus on their adventure.
The insurance takes care of the rest.
That is exactly what we stand for.

What are ITS’s core values?

ITS stands for safety, clarity, and reliability.
We offer clear insurance solutions without hassle.
Personal service is at the heart of what we do.
We combine experience with international expertise.
Everything revolves around worry-free studying worldwide.

Who are ITS’s customers?

Our customers are international students, interns, and volunteers.
Language students, researchers, and family members of insured individuals also use ITS.
Educational institutions engage us for advice.
We serve a broad target group staying abroad temporarily.
Anyone embarking on a study or work-related trip is welcome.

What is the parent company and which brands fall under it?

ITS is part of Alpina Group B.V.
Within this group, several insurance and financial labels operate.
Alpina Group is one of the largest financial advisors in the Netherlands.
This provides stability and expertise.
ITS benefits from this broad knowledge and structure

What is ITS’s mission?

Our mission is to enable students worldwide to study safely and without worries.
We do this with clear insurance solutions and personal support.
We aim to provide suitable coverage for everyone.
This allows every student to embark on their adventure with peace of mind.
Safety and clarity are our foundation.

On which social media platforms is ITS active?

Insure To Study is active on Facebook, YouTube, and LinkedIn.
Through these channels, we share tips, explanatory videos, and updates for international students.
Students can easily follow us there for important news.
These platforms serve as an additional contact point alongside our website.
This way, we remain visible and accessible to everyone going abroad.

Which events or sponsorships does ITS participate in?

ITS collaborates with educational partners and organizations focused on international students.
We support initiatives that contribute to safe and worry-free studying abroad.
Our focus lies on cooperation within the education sector.
Specific sponsorship projects vary each year.
We remain engaged with relevant international student networks.

Which values does ITS represent?

ITS stands for safety, reliability, and clear insurance solutions.
We believe in providing support that truly helps students move forward.
Our services are transparent and tailored to international mobility.
We combine expertise with personal attention.
Everything is focused on enabling students to study or intern abroad without worries.

What is the sustainability policy?

ITS operates within the frameworks of Alpina Group, which is committed to responsible and fair policies.
We apply a remuneration policy that encourages sustainable behaviour.
Integrity and customer value are central to everything we do.
Our processes are designed with care and precision.
We are committed to continuous improvement.

Which social initiatives are in place?

ITS collaborates with organisations such as Students for Children.
We support initiatives within the education domain.
Our partners contribute to international support efforts.
We remain involved in relevant social networks.
Student development comes first.

Which ethical certifications are there?

ITS follows the legal guidelines for financial services.
As part of Alpina Group, we meet high compliance standards.
Kifid offers independent review in the event of complaints.
Ethical conduct is a guiding principle in our policy.
We work exclusively with accredited insurers.

Which awards or certifications has ITS received?

We comply with all legal standards set by the AFM and are affiliated with Kifid, which ensures careful and ethical handling of complaints.

Who are the partners or collaborations?

ITS collaborates with insurance and assistance partners such as Anker, a.s.r., HollandZorg and International SOS.
In addition, we work together with organisations such as IAIE, KGMSXM and Students for Children.
These partners provide global coverage and support.
Together, we ensure complete safety during study or internships abroad.
This way, students are never on their own.

What are the main reasons to choose ITS?

ITS offers insurance plans specifically designed for international students and interns.
Our plans are flexible, affordable, and tailored to various destinations.
Claims are processed quickly, and you receive your pre-policy immediately.
We work with reliable international partners to provide worldwide assistance.
With 25 years of experience, we know exactly what students need.

What are the main benefits of taking out insurance through ITS?

ITS offers various plans to suit every type of trip.
From Basic to Master Plan+ — coverage ranges from baggage to full medical care.
You receive your pre-policy immediately after taking out the insurance.
Payouts are fast and efficient.
This ensures every trip starts safely and with peace of mind.